But if you think about it, it's probably what they are going for, honestly : / so players can effectively buy gear for zen to AD, that'd make good money if people are lazy enough.
My personal favourite group to run with - 2 clerics and 3 dps (pref 2 wizards 1 rogue) wiz for aoe/cc and rogue to purely to focus said boss, i hear that the cleric circles stack? anyways, that combo's pretty gg.
I haven't looked in to the respec tokens, isn't it just $6 for a respec token, and that does your talent points and your feat points too, so it's like you have a brand new character?
From what I see, they did take good parts from games, Tera (healing fires) on top of what you already have suggested, not a bad thing, the best games are always the ones which takes the good parts from other games, and getting rid of the...not so good parts.