Most often it won't boot you for a DC, but it sometimes will, and especially if you crash. The system would rather boot you, than enforce a possible penalty I suppose. Not that a penalty might be imposed, if it isn't warranted.
Reduce file streaming has never been my issue, as I have had this on since S4. It wasn't until S9 and beyond, that CTD became an issue, with this issue becoming worse with every new addition to this game!!!