If you put your loadout on a cstore ship you can dismiss then reclaim it and the loadouts will be gone. If its a fleet or lockbox ship you are screwed unless you want to buy it again
I dont get it, why do some people have no problems massacreing fleets of various races that are minding their own business but then have qualms when they have to shoot down an evil federation fleet on an obvious black ops operation in klingon space ?