your math works out fine... your Neverwinter does not show the second decimal point so if it was 0.73% crit for your belt and the game rounds up to make gamers feel all warm an fuzy.
This may not effect you. But whenever I open up my mail and delete one of my messages, all of my mails duplicate, so I get 2 of each. One is a ghost copy, and the other is the original with the item, but both are linked with the same ID, so if I delete one the other vanishes too. If I am not careful and I delete the ghost…
The wording suggests that you cannot get "assets" like tools and workers. However there is enough that is unfinished that this could just be a typo/oversight.