I found a fix for this. In your options>Video, check to make sure your Video Card settings are 'Direct3d 11'. (If you have multiple options for 'Direct3d 11', it doesn't matter what you chose. I went with the first [#1] version and it seem to be working just fine.) You will then have to exit STO and then reopen it. This…
I didn't have that issue but i did have one relating to Ultimate Gamecards. They apparently have a promotion going on to where if you redeem an UG, you get a bonus amount of Zen. I just redeemed a 25$ UG and didn't get my 375 add'l Zen.