Just a crazy idea... And i'll get right to the point.
I have more fleet-credits than I'd ever need...
Would a shared pool of fleet credits where I, and people like me, could donate to, and allow some of the newer, less fortunate and newer fleet members to use from to buy their new fleet gear?
Don't look silly... Don't call it the "Z-Store/Zen Store"...
Let me put the rumors to rest: it's definitely still the C-Store (Cryptic Store) It just takes ZEN.
Like Duty Officers? Support effords to gather ideas0
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"-Grind is good!" --Gordon Geko
Accolades checklist: https://bit.ly/FLUFFYS
so there is a need for them unless you have already got the above (which you need T3 lab holding before you can get)
Especially on newer characters it can be difficult to earn new credits quickly, with all the other things newer characters must do like collecting marks for seven reputations and going through episodes. It's much easier on a character that's already well geared and which doesn 't need the fleet credit anyway.
Since someone, be it a fleet mate or the same player but on a different character, will still have to play a mission or spend resources to get the Fleet Credits, there wouldn't be any negative side effects I think.
I do support some method of donating fleet credit to a central pool, with similar controls to what you see on the fleet bank for withdrawal limits. Would be nice for the newer players to be sure.