By becoming 'Gold' all your current characters will gain all the inventory slots (e.g. Personal Inventory, Bank, Shared Account, BO Slots) that are due to your rank retroactive. And these gains are permanent, and remain if you revert back to 'Silver'...
Only non-inventory gains (e.g. respec tokens) are non-retroactive.
I found from 02-18-2013 regarding gold and silver memberships, and what you would get retroactively if you were to start subscribing as a level 60 captain then discontinue after a month.
So, -my- question is if this quote still holds true two years later.
also: This is the best place I could find to post this quote, sorry if it is misplaced!
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Savik - Vulcan Fed Temporal Sci
Dahar Masters Fleet: Alphal'Fa - Alien KDF Engineer Qun'pau - Rom/KDF Engineer D'nesh - Orion KDF Scientist Ghen'khan - Liberated KDF Tac
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STO player since November 2013