I agree with your first part, queue up with pugs and their just gonna roll need on the final item (when they dont plan to equip it). Happen to a guildie, he quit the game cuz it was a t2 hat which he spent all week grinding for.
I couldn't agree more the OP. As a GWF myself, we're not exactly great tankers, and our damage is subpar. Hell, Clerics do close dmg to me in dungeons. Its sad, heres hoping GWF buffs are incoming. And trying to protect your Cleric in Dungeons is a mini game in itself.