Oh, and you people have an INCREDIBLY odd definition of pay to win. It's almost like you're just a bunch of lazy gits who are just really, really bitter they don't have money to blow on the game. Pay-to-win ACTUALLY means that you don't really have a chance if you don't pay. Games like RoM, where you actually literally get…
I think you need to stop approaching this with your pre-conceived notions of what DnD is and just approach it as a new game entirely. It will be much easier for you. It's the setting that gives the game it's name, not the gameplay.