I think if falls to the reason and methods a person uses. Here's an example, most people call Robin Hood chaotic good, but this is faulty as Robin Hood has no problem with law or order, his reasoning being is his fight against corruption, thus making him Neutral Good and he won't do the same if the kingdom was just and…
You can get C.wards other ways, zen market or with trade bars. If the thing is you don't want to pay or play extra to earn them then first you should remember it's a F2P game and shouldn't be complaining about rates. Just play more dailys, do more dungeons are earn/buy the stuff if you are playing for free. It's not nice…