I use paypal with a credit card/ debit card no issues for me. I do hate paypal but its hard to argue the simplicity. I have a Lts (since release) and the legacy pack. My bank has only squawked once and it was easily fixed.
Well if any of you thought that cryptic wouldn't TRIBBLE this up, (like everything else they have in the past 3.5 years). You are lying to yourself. My disappointment with them just keeps growing.