I personally am more and more turned down by the current lockbox design. It's basically just a new mystic comp and mount and be done with it. I basically just spend the keys on lockboxes because I get them through VIP anyway, but can't remember the last time I actually bought additional ones. Problem with lockboxes is they are neither profitable nor desirable. You are way better off just buying the unique rewards from the Auction House and move on. The gameplay value for most companions and mounts isn't there and we're sitting on 100% bolster since ages.
I think lockboxes could use a bit more variety beyond the top tier rewards. Make one lockbox drop considerably more Trade Bars, another one considerably more Insignia Powder, etc. Let boxes drop a specific armor / weapon visual, cool skins of popular mount / companions, or even catch-up campaign currencies from campaigns not yet in the legacy category. This would allow lockboxes to fill certain purposes and remain relevant way beyond their tenure. You could see it with older lockboxes that used to drop more Trade Bars and hence were very popular (Firemane Lockbox etc.) for a certain time.
The economy around lockboxes is mostly dead. Dunno how many remember the Rusted Iron Lockbox from the golden age, but oh boy. I mean there was an exploit involved, but you could always make a profit knowing what lockboxes to open and resell. Of course this also was with a working ZAX, but that's another story. It would at least be great to get a bit more variety and value from lockboxes these days. I'm currently waiting for 224k ZEN to get exchanged and I'm not sure what to spend it on except VIP and the occasionally good Premium Passes.
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I store the keys in two characters.
I have all the lockbox stacks since mod 3.
For trade bars? My shared bank already store to its max limit.