For zen points they would definately be much cheaper to get than for credits.
Besides that, you can change zen points in any other currency and the other way round, so "pay to win" is a pretty inappropriate formulation, because everything would be "pay to win".
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Then we should change the name from veteran bridge officers to pay to win bridge officers.
Besides that, you can change zen points in any other currency and the other way round, so "pay to win" is a pretty inappropriate formulation, because everything would be "pay to win".