Gearing help?

I would say you should be aiming for ATLEAST this if not that with +4 on armor/ornaments and +5 wep.

All of that is extremely cheap, like extremely. The most expensive things would be the cape(20mil~ and the wep 8mil~) This is of course on my server, it would probably differ on yours.

On general cheap alternatives:

Look in AH for good OHT sleeves (2 star Fearless Blaze). The ones with good stats are usually like 200k or something. You can also try to make them yourself, at lvl 90 you can do OHT daily (folow up on the gold quest inside OHT, and you'll unlock it). This'll reward you with 4 tears of heaven a day, and that along side 8 luminostones and 8 golden statue (both extremely cheap) makes 1 sleeve (3 tears. You can save the 4th for later). Decompose the crappy stats for 70 perf stones (unlimited genie food)

For the hat, try keep a look out for OHT hat (Ethernal Calmland)
This is also lvl 90.
Than at lvl 91, there is OHT top (Golden Thread Wear).
These 2 are probably less easy to find, as they require more expencive mats, but they can have very good stats, and will still be a LOT cheaper than the TT alternatives (especially TT90 top, which requires Giant Beast Armors (pritty expencive).

If you can't find any of those and TT90 top is still to expencive for you, you could try Devil's Cape of Aries
Not as good as a TT cape, but it get's the job done


Cape: While Ashen recomended a good cape, it's also pritty expencive.
Here again is OHT an option, at lvl 93 comes the Stratus of Buddha. Same deal as with OHT top.
Also just keep an eye out in AH for capes in general. For capes it's more about the addons than the stats or grade itself (grade atleast as long as you're not refinging very high), so a lvl 87 or 77 cape could do the job just as well
At lvl 96, I'd suggest a Cape of Elite Leather. Costs about 1,5mil (though that's still a long way to go for you)