Are wizards even worth making?

Wizards are useful, nobody can say otherwise. But the problem with Wizard these days is that it takes a lot of money for them to survive even a decently geared sin/archer. If you hate dying a lot, don't roll a Wizard. If you plan to PvP but don't want to spend a ton of money on the game, don't roll a Wizard. If you plan to PvE inside of instances like Nirvana, TT, and other places where our dmg is reduced, don't roll a Wizard. People hate taking us at end game instances because we slow the squads down because our dmg output isn't at what it should be. I love my Wizard, I've a decent amount of money into it (it isn't anywhere nearly as geared as I would like it to be), I can do well in TW if I just keep thinking strategy. Wizard is the hardest class in this game to learn. If you want a point and click class then you want an Archer or a sin. If you aren't willing to put the time into learning the char or gearing it up since you said you don't want to put a lot of money into the game, don't roll a Wizard honestly. End game will destroy any Wizard without a +10 wpn and at least full +5 armor with perfect shards. Some Wizards can do well without it but it just takes a lot more time to learn how to play the class. The best Wizards are the ones who know how to kite properly and don't try to tank things that they aren't able to.