Setting my goals...

Lately I've been unmotivated to play so I decided to set some in-game goals. Here is the result.

You'll get even more unmotivated and bored to play when you reach that goal .

It's your money so you can spend it however you like but rich or no ... there are seriously better ways to spend money .


Just my 2 cents .

At 100 I recommend you should have at least 7k HP fully buffed and at least 10k pdef fully buffed. More HP is always better but pdef starts to approach diminishing returns quite quickly after 10k (72% reduction) and I wouldn't go above 12k (75% reduction) after this point ~500+ pdef is required to gain another % reduction and this is much better invested into HP. -Channel and +Crit is personal preference, but at least 10% crit should be aimed for and at least -9% channel is possible if you use TT99. Of course any item that adds both crit and channel is definately worth aiming for.

So for your build:
I'd lose the Dark Secret ring and change it to a Sign of Antiquity: Chaos, even the Marshal's Badge I'd swap out too probably and get 2 lunar rings(the event rings aren't bound so should be able to be bought long after the event). Or if you went rank 8 the General's badge obviously. 2 Lunar rings would allow you to swap out 3-4 garnets and replace with citrines and still have over 10k pdef fully buffed.

The full archangel's set is interesting, but I think you're lacking in HP, swapping either the neck or the belt would allow you to swap a few more pdef shards out for HP. A TT90 gold pdef, or Lunar gold pdef necklace would add 5% HP which only gets better the more HP you have. Longer term you could aim for the Cube necklace which is probably the best necklace available. The OHT lvl 95 pdef belt is very good, only slightly surpassed by the Warsong belt because of the +crit. Or you could choose the TT99 pdef belt which gives +1 crit +8 str and +6 vit.

For armor, Archangels sleeves are a a must IMO, unless you get some good OHT wrists but this will probably be decided on your archangel set bonus.
Boots you'd be better off with Dancing Sparkle if you can pick up the Heavenrage boots token.
Pants either stick with TT90 green for the pdef mod or TT99 for the set bonus. At +7 the refine bonus is only 20HP difference between TT90 and TT99 gear (+20 more for adds). TT90 gives +191 pdef vs a crappy +190 Mana for TT99.
Chest Cape of underworld Slayer from the secret FB99 heaven boss, or TT99 for set bonus.

This is what I came up with.
http://pwcalc.ru/pwi/?char=0e4630ee02ab3b76
I reduced the refines on the rings and necklace in favour of a +8 on belt and weapon. Demon Stone Barrier is active (figured you'd be able to afford it :P assuming you went demon) also if the garnets are removed from the hat you'll still have 10k+ pdef fully buffed for an extra 300ish HP. The Archangels necklace is there for the crit and to give -3 channel from the set bonus although a +5% HP necklace and archangels belt would give another ~400HP an extra -3 channel for a loss of 2% crit so a tough call there. (I'm a crit fiend FYI)
For the weapon I suggest you aim high for shards, either grab some -chan or +crit stones. Sapphire shards give the best results on paper and may win out in the long run if you use skills with +200% weapon modifiers, but you can't go wrong with a good crit in PvP. 2x sapphire gems will add roughly 1750 raw damage to lvl 10 Ice Dragon, so about 220 damage on 50% mdef opponents.