More and more items give us RP, it's just like another currency today. It's not the first time someone suggest this, but i think it's time.
First of all, i'm not asking to remove anything (like BtC RP), just to make it faster for us (i.e. like we were using ZAX to move AD from one toon to another, i mean, all this we can do already, only it take us time to send RP from one toon to another).
I think it shouldn't be THAT hard to add. A few ways that came to mind:
1.- Totally transparent for the user: add "Shared RP" entry to "Riches" tab. Any BtC item when converting to RP goes to actual RP entry (on changes here), any non bound AND BtA items that can be converted, goes to new "Shared RP" entry AUTOMATICALLY. Then, just add "shared RP" entry in bank so we can transfer this RP from toon to bank.
2.- (This one might be easier to implement) Add "Shared RP" entry for bank only. Once you click on it, open a personalized (sorta) "Convert to refinement points" window, with the filter that is used to post things in AH, but this time gey out only BtC items, and make visible both non bound AND BtA items, or, even better, just show BtA and non bound items without greying out BtC ones directly. Click on item to convert and store RP in bank directly. If your toon need more RP, transfer Shareable RP to already existing RP entry. But this way we will not be able to transfer it back (im ok with this)
When using RP to refine stuff, make it works like old id scrolls: first BtC RP and then, if needed, use shared RP.
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Your idea of sharing RP is solid and a big QoL item but the simplest thing to would be:
• leave all items as they are (even though BtC RP items are silly)
• leave the RP in riches as is, there is no reason to make a shared item in the riches. it should all just be one pool of RP in riches.
• add a Shared RP box to the shared bank
• allow the transferring of any RP in a toons riches to and from the shared bank
This should work no differently than gold, tokens, ad, etc. There's absolutely no reason to gum up the works because of some stubborn reluctance from the devs to simplify their binding system by removing BtC from certain items.