Right now Life Bind is a very risky feat and will kill you a lot, especially in ToMM.
It would be nice if the redirected damage would be taken over several seconds instead of instantaneously. This could be realised in the following way:
Life Bind redirects 10% of the damage all allies (not only group members) within 50y to a temporary pool. The warlock then takes X% damage from this pool per second until it is empty.
For example the X% could be 10% of the warlock's maximum HP or 10% of the pool.
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Though, I think a less complicated solution would be to give it a function more like:
Intercept 25% of the damage all group members take. Take(the warlock) 10% of that dmg
This is basically how it works now, just instead of a flat boost to def (which is easy enough to cap) we get a % dmg reduction separate from the capped stat.